Legal & Disclosures

Company & licensing information

Florida’s Best Mortgage Company LLC
Company NMLS ID: 2090602
13575 58th St N, Suite 108, Clearwater, FL 33760
Phone: 727-538-4257
Email: [email protected]

We provide mortgage brokerage services, helping borrowers explore financing through participating lenders. For current company license information and authorized jurisdictions, visit NMLS Consumer Access and search NMLS ID 2090602. Services are offered only where appropriately licensed and permitted.

Loan availability, rates & approval

Information on this website is general and is not an offer, loan approval, rate lock, or commitment to lend. Loan programs, rates, fees, terms, and underwriting guidelines may change. Not every applicant or property will qualify, and not every program is available in every situation.

Eligibility and loan terms depend on factors that may include credit history, income, assets, debts, occupancy, property type, appraised value, loan amount, and lender or program requirements. Final terms are provided in the applicable loan disclosures and agreements.

Prequalification & website inquiries

Prequalification is a preliminary assessment based on information available at the time. Prequalification and preapproval are not guarantees of final loan approval, funding, or a particular interest rate. Additional documentation, verification, property review, and underwriting conditions may apply.

Submitting a contact or “Get Pre-Qualified Now” inquiry requests a conversation with our team; it does not itself mean you are approved. A licensed mortgage professional can explain the application process and next steps.

Conventional, FHA, VA & investment-property financing

Each mortgage program has its own borrower, property, occupancy, down-payment, and documentation requirements. Mortgage insurance, guarantee or funding fees, and other charges may apply depending on the program and any available exemptions.

VA eligibility or a Certificate of Eligibility does not guarantee loan approval. Investment-property financing may have different pricing, reserve, down-payment, and underwriting requirements than financing for a primary residence. Program descriptions are summaries; ask our team for details relevant to your circumstances.

Government non-affiliation

Florida’s Best Mortgage Company is not a government agency and is not affiliated with or endorsed by HUD, FHA, VA, USDA, or any other government agency. Our website and marketing materials have not been approved by those agencies. References to government loan programs describe available financing options and do not imply government endorsement of our company.

Equal housing opportunity

We are committed to equal housing opportunity and compliance with applicable fair lending and nondiscrimination laws. We do not discriminate on any basis prohibited by applicable federal or state law. Contact us if you need assistance accessing our services.

Payments, costs & refinancing

Mortgage payments may include principal, interest, taxes, insurance, and applicable mortgage insurance. Estimates that show only principal and interest do not represent your total housing costs. Property taxes, homeowners insurance, association charges, and other expenses may change.

Refinancing may involve closing costs and may increase the total interest paid, particularly when extending the repayment term. A lower monthly payment does not necessarily mean a lower total borrowing cost. Compare the costs, benefits, loan terms, and time you expect to keep the loan before deciding.

Privacy & communications

For information about personal information and text messaging, review our Privacy Policy & SMS Terms, hosted on our company’s reverse mortgage website.

Any communication consent requested through a form is described in that form. Visiting this page is not consent to marketing calls or text messages. Please do not send Social Security numbers, bank account information, or other sensitive documents through an ordinary contact form or unsecured email; ask our team for the appropriate secure delivery method.

AI-assisted communications

We may use artificial intelligence or automated systems to assist with phone, text, or email communications. You may request a licensed mortgage professional. AI-assisted messages are not loan approvals or commitments to lend; financing decisions remain subject to the applicable lender’s review and underwriting.

Cookies, analytics & third-party links

This website may use cookies and related technologies for functionality, analytics, and marketing. Review the Privacy Policy for more information and use any available site controls or your browser settings to manage cookies. Some features may be affected if cookies are disabled.

Links to third-party websites are provided for convenience or information. We do not control their content, availability, or privacy practices. A link does not imply endorsement. Review the policies of any third-party website you visit.

Questions, complaints & accessibility

For questions or concerns about our services, contact 727-538-4257 or [email protected], or write to our Clearwater address above. Please describe your concern and how we can reach you without including sensitive financial information.

We are committed to making our information and services accessible. If you have difficulty using this website or need information in another format, contact our team for assistance.

Website information & professional advice

Website content is provided for general educational purposes and may not address your individual situation. It is not legal, tax, accounting, or investment advice. Consult the appropriate qualified professional about those matters. Mortgage product information should be confirmed with a licensed mortgage professional before you rely on it.